While Fair Housing laws may not be the most exciting part of being a landlord – it can be one of the most crucial.
You may feel the Fair Housing Act is straightforward, and you would never purposely discriminate anyone from renting your property.
So, why is it such a big deal? Why even spend the time reading a blog about it?
Lawsuits, lawsuits and more lawsuits.
We have seen countless Landlords and Property Managers sued over housing discrimination issues, simply due to ignorance of the law.
Violating Fair Housing guidelines isn’t as cut and dry as refusing to rent to someone due to skin color.
There are numerous caveats and subtleties that you should be aware of to avoid an embarrassing, and costly, lawsuit.
So here is what every landlord and property manager should absolutely know about Indiana Fair Housing:
Also known as Title VIII if the Civil Rights Act of 1968, the Fair Housing Act is a piece of U.S. federal legislation that was passed in order to protect individuals and families from housing discrimination in the sale, rental, financing, or advertising of housing.
Martin Luther King Jr. was one of the biggest advocates for the bill and President Lyndon B. Johnson urged Congress to pass it in the wake of MLK’s death.
“The Fair Housing Act protects buyers and renters of housing from discrimination by sellers, landlords, or financial institutions and makes it unlawful for those entities to refuse to rent, sell, or provide financing for a dwelling based on factors other than an individual’s financial resources.”
The Department of Housing and Urban Development is charged with enforcing the legislation and investigating any complaints.
The federal Fair Housing Act protects 7 classes at this present time which include:
However, there are additional protected classes at the state and municipal levels in Indiana.
The state recognizes Ancestry as a protected class and Marion County recognizes 3 additional protected classes which are:
As you can see, just knowing the national laws is not enough, you must be aware of your local ordinances as well in order to fully comply with Fair Housing guidelines.
Steering is an unlawful practice that includes any words or actions that are intended to influence the choice of prospective buyers or tenants.
For example, a family with children is looking at an apartment complex. While taking the family on a tour, the leasing manager says something like, “this building is closer to the playground.”
What may seem like a harmless statement, can in reality be steering and in turn, discrimination.
You may have committed this violation unknowingly at some point, even if just trying to be helpful. It is these small nuances within the law that you must be privy to.
Assume that in all of these examples, the applicant meets all rental requirements and would otherwise have been rented to if not for a particular trait.
Related: Do I Have to Allow a Service or an Emotional Support Animal?
Incidentally, there are 3 groups that could be exempt from having to follow Fair Housing guidelines:
While you may legally be exempt from having to be in strict compliance, morally, you should never discriminate based on any of the protected classes.
Ensure your entire staff is trained on all Fair Housing laws and that they understand what words and actions can and cannot be used.
Be consistent with tenant screening, advertising, and rental requirements. It’s important to have your policies and processes in writing.
Treat everyone with respect and dignity.
T&H Realty Services is a full-service, residential Property Management company located in Indianapolis, IN.