We are pledged to the letter and spirit of the U.S. Policy for achievement of equal housing opportunity throughout the nation. We encourage and support a program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
We highly encourage you to verify the list of our rental requirements below before submitting an application. By doing so, the application has the potential to be processed faster.
Please note the following. If you are not comfortable with anything listed below, please do not apply.
Application fee is $70 per occupant 18 years of age or older. A $3 credit card processing fee is charged. App fee is non refundable.
Minimum credit score of 580 is required. Any amount below 580 will automatically disqualify the application. Please see dropdown below for additional information.
Income must be 2.5 times (net income) the monthly rent in order to qualify. (If we cannot verify consistent income, a Guarantor will be required).
Any bankruptcies must be fully discharged in order to qualify.
More than 5 late payments per year, any unpaid rental debt or an eviction within the last 5 years will disqualify the application. If any utility debt is found, proof of full payment will be required.
Move-in dates must occur within 14 days of application approval. Minimum lease term is 12 months.
Any felony conviction within the past 7 years will be denied. Landlord reserves the right to deny an application for any felonies regardless of conviction date, related to convictions of fraud, theft, distribution of controlled substances, assault, battery, violent crimes, crimes involving children, or if the applicant has ever been convicted of a sex crime
Applications are good for 30 days after we begin processing. After those 30 days, you will be required to submit a new application.
Guarantors are accepted for applications with NO credit history. Guarantors are NOT accepted for applications with a credit score that falls below the minimum requirement.
Yes, as long as the application has not expired, we are able to transfer it to any of our homes. Please note: Any move in specials do not transfer with the application.
The application process takes approximately 2-3 business days if all required documentation is submitted in a timely manner. Upon applying, you will be emailed a link, so you can check the status of your application.
Our income verification eliminates the need for paystubs or bank statements. Please see the link below for more information on how we verify your income using Verifast.
Applicants will need a guarantor if the income doesn’t meet our requirements or if the applicant has no credit score. T&H Realty will also notify you if you need a guarantor after verifying your income. The guarantor must have a credit score of at least 680 with no late rent/mortgage payments, no collection accounts, or no tax liens. Guarantors must also make at least 3.5 times (net income) the monthly rent. The guarantor must have no late rent/mortgage payments, no collection accounts, and or no tax liens.
If a guarantor is added, no income will be considered from the applicants.
If you just started your job or have an offer, we will require a signed job offer letter or an employment verification from your Human Resources Department.
If you are self-employed, we will require a copy of your latest tax return. Income verification will be required using Verifast.
If credit score is between 580-669 the deposit will be 1.5xs the amount of rent. If the credit score is 670 or above the deposit will be 1xs the amount of rent. Pending all other requirements have been met.
Once you are approved, the Property Manager will need up to 5 business days to walk the home and ensure everything is ready for you to move-in.
In order to apply, please visit our How to Apply Page. There you will find tutorial videos on how to apply.
You can review our pet policy here: https://www.threaltyinc.com/pet-policy/ Please check the property details to see if a home is pet friendly.